Mortgage advice that’s as unique as you are
Getting the right mortgage advice is so important. Our expert mortgage advisers offer mortgages from a wide range of lenders and we search thousands of mortgage products to find you the best deal. Once we have found you the best mortgage deal, we will complete all the paperwork, submit the application to the lender and guide you through the legal process until completion. Whether you are looking to remortgage, move home or buy your first property our friendly mortgage advisers are here to help.
There are many types of mortgages available on the market and it can be confusing to know which one is right for you, so we have have outlined the basics below. To seek further advice from one of our qualified advisers, contact us today.
Need more advice?
01332 561 000
You repay part of the amount borrowed together with the interest being charged each month.
In the earlier years of your mortgage, the majority of your monthly repayment is made up of interest.
However, towards the latter part of your mortgage term, the situation is reversed and the majority of your monthly payment will deduct from the amount borrowed.
Exclusive mortgage deals
Standard Variable Rates (SVR)
Tracker variable rates
Discount variable rates
You are only paying interest each month. This means that although your payments will be lower, the amount you borrow will still be outstanding at the end of the mortgage term. You will need to have credible arrangements to pay off the balance to avoid the property having to be sold, such as an Individual Savings Account (ISA).
Buy To Let
The ESIS is a mandatory document that must be provided by Mortgage Lenders/Mortgage Brokers to prospective borrowers. The document includes information on the interest rate, the amount of the loan, the term of the loan, the total amount repayable, the total cost of the loan, and any additional charges or fees associated with the loan.
The ESIS also includes information on the lender’s policy on early repayment and the consequences of missed or late payments. This information can help consumers understand the potential risks and benefits of a mortgage loan and make an informed decision about which mortgage is right for them.
The ESIS is an important tool for consumers when comparing mortgage products, as it provides a standardised, easy-to-understand representation of the key features and costs of each loan. When recommending a mortgage we will work with you to compare the ESIS of different mortgage products that we think are suitable for you. Together we can make an informed decision about which mortgage is right for them and which lender is offering the best deal.
What type of mortgage are you looking for?
Adverse or bad credit
Right to buy
Explore the possibilities