Home Financial works closely with oodles – an organisation based in Derby that helps to bring financial advice and fundraising together - not something you read of every day!

How does this work?
It’s simple. If you opt to arrange any life cover, critical illness or income protection with Home Financial, then via oodles we can donate £100 to the charity of your choice.

Millions of people in the UK are already paying for Life Insurance for example to pay off their mortgage or help their family if they were to die. By simply switching to a different insurance company it is often possible to save money. It is not only switching existing insurance where we can help. There are also millions of people who have little or no cover at all.

Your sponsors/donors will be dealing with a fully qualified adviser. All of the advisers can choose from the whole market to find the best deals when deciding which insurance company would be best to use. This means that there is a very good chance that they can save money if you are already paying out for any of these insurances through someone else. This particularly applies if they bought their insurance through a bank, building society or national broker (maybe with their mortgage) who often sell 'dual priced' insurance (higher payments for more commission) at the expense of the customer.

Surprisingly it is therefore often the case that our advisers can provide the SAME insurance with the SAME insurance company at a much lower price than the banks.
In addition, all advisers are also skilled in writing policies in trust where appropriate. This has several benefits including reducing inheritance tax liability and ensuring the money goes to the right people as quickly as possible.

Some of the more well known insurance companies that our advisers are currently using include Friends Life (formerly Axa, Bupa, Friends Provident) Aviva (formerly Norwich Union), Bright Grey, Legal & General, Prudential, Scottish Provident, LV (Liverpool Victoria) and Zurich.

Where’s the catch?
There is no catch. Increased donations of this nature are possible via the commission that is paid on the insurance product(s) we arrange for you. All we ask is that you keep the cover for at least two years.

Click through to www.oodlescover.com to find out more or contact us at Home Financial for further details.